Tell me if this sounds familiar:
- Receive postcard in mailbox about Free CalSTRS Analysis
- Contact person on postcard, make appointment
- Find out person is NOT from STRS, just another 403(b) salesperson
- Sign up anyway – figure something is better than nothing
- NEVER hear from the guy/girl again
- (Repeat this a couple more times and this is my true story)
So, that is the short version of my journey into the world of the 403(b).
In my 5 years of teaching, I had signed up with 3 different 403(b) people, and never once heard back from any of them.
Naturally, I was frustrated, and so I started asking the other teachers at my school to see if anyone had a financial advisor that they liked and stayed in contact with. I must have asked a dozen different teachers, and none of them had any recommendations for me. Most of the teachers had a 403(b), but none of them really stayed in contact with their advisor.
So, I began educating myself.
While I was going through my education, I realized I was not the only teacher who needed this important information.
I continued on and took the necessary classes to obtain the licenses and certificates that are required in the state of California to sell and provide 403(b) advice.
In 2004, I made the difficult decision to leave a career I loved in teaching junior high school students, to teach teachers about their 403(b) and retirement.
Since 2004, I have a been a Full-Time, Year-Round, Financial Advisor educating as many teachers as I can about their retirement and the 403(b).
Along with becoming an advisor, I am also:
- Registered Financial Consultant with the IARFC
- IRS Registered Tax Return Preparer*
- Licensed Insurance Agent
- Registered Tax Preparer
- Legal Document Assistant, Orange County LDA #249
- Notary Public
If you have any questions about your retirement or your 403(b) such as:
- Am I investing in the right 403(b) for me?
- I want to learn how to get started.
- I would like to be more familiar with all the different 403(b) options that are available to me.
- I haven’t reviewed my 403(b) in a long time, and I was wondering if I’m doing the right thing.
- I’m wondering how much I’ll need enough to retire.
- I’m thinking of retiring soon, but don’t know if I can afford to.
- I want to learn about how contributing to a 403(b) can reduce my income taxes.
*The IRS does not endorse any particular individual tax preparer. For more information on tax return preparers, go to www.IRS.gov.